Islamic Wallet 3.0.7

AL-ARAFAH ISLAMI BANK LTD – Freeware – Android iOS
aus 22 Bewertungen

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Islamic Wallet is the Shariah-based Mobile Financial Services provided by Al-Arafah Islami Bank Limited. It adheres to stringent security measures, compliance standards, and regulatory requirements, overseen by the Shariah Board to ensure adherence to Islamic principles.

Islamic Wallet aims to deliver cutting-edge services within the mobile financial industry in Bangladesh. Offering a swift, secure, and cost-effective means of money transfer from anywhere at any time. Beyond facilitating transactions, it provides a comprehensive ecosystem for optimized financial utility. Positioned as an innovative payment system meeting diverse banking needs and enhancing convenience, especially for individuals without traditional banking access.

Services offered by Islamic Wallet:
<ul>
<li>Cash In, Cash Out, Person to Person (P2P)</li>
<li>Fund Transfer from Card and Bank Account</li>
<li>QR-enabled Person-to-Business payments (P2B) for utility bills, airtime recharges, insurance premiums, loan repayments, merchant transactions, etc.</li>
<li>Business-to-Person payments (B2P) like payroll processing and commission disbursement</li>
<li>Government-to-Person (G2P) payments covering subsidies, social welfare disbursements, freedom fighter allowances, endowments, etc.</li>
<li>Ticketing Services</li>
<li>Tuition Fee Payments</li>
<li>Person-to-Government (P2G) transactions encompassing government duties, taxes, fees, etc.</li>
</ul>

Shariah Compliant Services:
<ul>
<li>All daily operations adhere to the Bank’s Shariah Guidelines</li>
<li>A high-level Shariah Supervisory Council regularly reviews operational activities</li>
<li>Strict prohibition of interest or usury to ensure ethical standards</li>
<li>Promotion of moral and social values in financial dealings</li>
</ul>

Sharing Profits with Customers:
Islamic Wallet allocates profits on customers’ wallet balances in accordance with Islamic Shariah principles.

Ensuring Customers' Money Safety:
Customers' funds are safeguarded within the Islamic Wallet system by investing solely in Shariah-Compliant Islamic sectors.

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